e-shram And Pradhan Mantri Shram Yogi Maandhan Yojana

ESHRAM and MANDHAN: India's Social Security Schemes

ESHRAM and MANDHAN are two significant social security schemes introduced by the Government of India to provide a safety net for various sections of the population. 

Let's delve into each of them:

ESHRAM (Electronic Shramik Registration)

Purpose: ESHRAM is a comprehensive database of unorganized workers. It aims to provide a unique identity to these workers, who often lack social security coverage.

Benefits: 

• Social Security Coverage: ESHRAM enables unorganized workers to access various social security benefits, including accident insurance, life insurance, and maternity benefits.
• Government Schemes: It helps identify eligible beneficiaries for government schemes and subsidies.
• Skill Development: ESHRAM can be used to connect unorganized workers with skill development programs.

MANDHAN (Pradhan Mantri Kisan Maan Dhan Yojana)

Purpose: MANDHAN is a voluntary pension scheme specifically designed for small and marginal farmers. It aims to provide a social security safety net for this vulnerable section of the population.

Benefits:

• Monthly Pension: Upon reaching the age of 60, participating farmers are eligible to receive a monthly pension.
• Government Contribution: The government contributes a matching amount to the pension fund, making it affordable for farmers.
• Financial Security: MANDHAN provides a steady income stream during old age, ensuring financial security for farmers.

Key Differences:

In essence, ESHRAM and MANDHAN are complementary schemes that aim to provide social security coverage to different segments of the Indian population. ESHRAM focuses on unorganized workers, while MANDHAN specifically targets small and marginal farmers.

Would you like to know more about any of these schemes or have other questions?

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